BMO®† AIR MILES® World Elite®* Mastercard®*
Get up to 3,000 Bonus Miles8
Plus, don’t pay the first year’s annual fee11
1 Mile: $10 spent
Pay no annual fee on your card for the first year11
Exclusive Flight Discount
Get an exclusive 15% discount off the number of Reward Miles required to redeem for AIR MILES Flights within North America12
VIP Airport Lounge Access
Get exclusive access to VIP airport lounges worldwide, with included Priority Pass®‡ membership, plus two lounge passes per year (over $150 US value per year).2
Get 25 Bonus Miles
when you also bank with the BMO®† AIR MILES® Bank Plan.
Travel and Medical Protection
Includes Trip Cancellation, Collision Damage Waiver benefits for car rentals, 15-days out of province/out of country emergency medical benefits up to $2 million and more.5
Enjoy 24-hour access to travel, dining, leisure and entertainment recommendations: 1-800-741-6758.
Get 2x Miles
at participating National Car Rental & Alamo Rent A Car locations.6
* Minimum $80,000 (individual) or $150,000 (household) income required.
Learn everything you need to know about this offer here.
Get a response from BMO in under 60 seconds!
BMO®† AIR MILES® Mastercard®*
Get 500 Bonus Miles9 and 1.99% interest on balance transfers10
Plus, no annual fee7
1 Mile: $20 spent
at National Car Rental and Alamo Rent A Car3
Get 1.5x Miles
at National Car Rental®** and Alamo Rent A Car®†† locations worldwide.6
Get 1.25x Miles
at Shell®†† locations in Canada4.
Get a response from BMO in under 60 seconds!
Offer is cumulative over the statement period. Award of AIR MILES Reward Miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) and is subject to the AIR MILES Reward Program Terms and Conditions and the BMO Mastercard Cardholder Agreement. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
Benefits provided by Priority Pass Inc. Value of the Priority Pass membership is calculated as follows: standard membership (US$99) plus two free VIP lounge passes per membership year (worth US$54). Value and benefits of the complimentary Priority Pass membership are subject to change without notice. Use the two complimentary passes for yourself or to cover the cost of the lounge visit of your travelling companion. After using both passes, you can continue to enjoy lounge access for a fee of only US $27 per person, per visit.
The contract ID number (3717122 for National Car Rental and 7014883 for Alamo Rent A Car) must be included when making a car rental reservation to receive discounts. Discount applies to base rate only at participating National Car Rental and Alamo Rent A Car locations. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US $30 per day) are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice.
Offer is cumulative over the statement period. Reward Miles will be earned on purchases made at Shell locations in Canada (including, Beaver, Turbo and Payless) based on the AIR MILES reward rate of the account to a maximum of $2,500 in any monthly billing period. The number of Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.
Subject to Terms and Conditions, including additional limitations and exclusions contained in the BMO AIR MILES World Elite Travel and Medical Protection Certificate of Insurance, which is sent to new cardholders. Please refer to the Certificate for further details. Inclusive medical coverage is only applicable to cardholders under the age of 65. BMO Mastercard insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
Reward Miles will be earned on car rentals at participating National Car Rental and Alamo Rent A Car locations, on a per-transaction basis. The number of Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.
Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances includes Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the BMO Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees.
BMO®† AIR MILES® World Elite®* Mastercard®* (“Credit Card”) card applications must be received between December 1, 2017 and April 30, 2018 (the “Offer Period”) to be eligible for the AIR MILES® Bonus Miles Offer. Receive 1,000 Bonus Miles after your first purchase using your Credit Card Bonus Miles will be credited to the primary Credit Cardholder’s AIR MILES Collector Account within forty-five (45) days of purchase. Receive an additional 2,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card open date. The additional Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account within sixty (60) business days following the qualifying $3,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream Accounts) at the time of posting.
BMO AIR MILES Mastercard applications must be received between January 15, 2018 and March 31, 2018 (the “Offer Period”). The 500 AIR MILES Bonus Miles offer is limited to new BMO AIR MILES Mastercard accounts. You must make a first card purchase with your BMO AIR MILES Mastercard in order to receive the one-time 500 Bonus Miles. The Bonus Miles will be applied to your AIR MILES Collector Account within forty-five (45) days after your first card purchase. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. Limit of one (1) offer per Collector Number. Your credit card account must be in good standing when the Bonus Miles are awarded. If you cancel your card within thirty (30) days from the date your account is opened, all Miles earned within that period will be cancelled. This offer may be withdrawn or changed without notice.
a) Subject to these Terms and Conditions, each balance transfer amount is eligible for a promotional interest rate of 1.99% provided that each balance transfer is posted to your BMO AIR MILES Mastercard account (the "Account") in the first 9 (nine) statement periods from the Account open date (“Promotional Period”) , and your Account remains in good standing. Offer is available to new customers only upon Account approval for applications submitted on or after January 15, 2018. Balances from other BMO credit card accounts are not eligible to be transferred. The promotional rate will no longer apply to your Account if you transfer into a card other than the BMO AIR MILES Mastercard. Balance transfers apply to Canadian dollar amounts only.
b) Balance transfers do not qualify to earn loyalty rewards such as AIR MILES Reward Miles. Balance transfers are treated as cash advances and the promotional interest rate applies from the date the transactions are posted to your Account until the last day of the Promotional Period. After the Promotional Period expires, any remaining balance transfer amounts will be charged interest at the standard annual interest rate for cash advances. The promotional interest rate of 1.99% does not apply to purchases, fees, cash advances and other charges posted to your Account during the Promotional Period. Standard interest rates will continue to apply to those transactions. Please refer to your monthly statement for the interest rate applicable to your Account.
c) Each balance transfer is subject to a fee of 1% which will be charged to your account on the date the balance transfer is posted to your Account. For example, if an amount of $1,000 is transferred to your Account, you will be charged a fee of $10. You may request a balance transfer for as low as $100, as long as the transfer amount plus the fee, does not exceed the unused portion of the credit limit on your Account.
d) If your Account has balances with different interest rates, such as purchases with a standard interest rate and balance transfers with a promotional interest rate, any payment that exceeds the minimum payment will be allocated proportionately to those balances according to the terms set out in section 14 of the BMO Mastercard Cardholder Agreement. For example, if you have an $800 purchases balance at the standard interest rate and a $200 balance transfer balance at a promotional interest rate, 80 per cent of your payment will be allocated to your purchases balance and 20 percent will be allocated to your balance transfer balance. This offer may be withdrawn or changed without notice.
e) You will pay interest on purchases unless you pay your full Account balance by the payment due date. For example, if you complete a balance transfer for $5,000 and spend $2,000 in purchases during the same statement period, you must pay the entire balance of $7,000 before the payment due date to avoid paying interest on your purchases. You will be charged interest if you only pay the amount owing for your purchases. There is no interest-free grace period for cash advances or balance transfers.
BMO AIR MILES World Elite Mastercard (“Credit Card”) applications must be received between December 1, 2017 and April 30, 2018 (the “Offer Period”) to be eligible for the Annual Fee Waiver Offer. The primary cardholder annual fee of $120 will be waived for the first year. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. Offer does not apply to the Additional Card annual fee.
Exclusive 15% Flight Discount: Fly on any AIR MILES flight within North America for 15% fewer Reward Miles when you book through airmiles.ca or by calling 1-888-247-6453. For example, you could redeem a 1,500 Miles flight for only 1,275 Miles. If you have the BMO AIR MILES World Elite Mastercard, when you use your Miles for a flight in North America you will receive a 15% discount from the number of AIR MILES Reward Miles you would ordinarily require. North America includes flight travel within Canada and from Canada to the United States of America (USA), including Hawaii and Alaska. Flight travel to Puerto Rico, within the USA, and to and from Mexico are excluded. This benefit does not apply to Cash + Miles Rewards. For flight redemptions: There are no blackout periods. This benefit does not apply to the cash portion of the flight redemption (such as airport improvement fees and booking fees) or to the flight component of package vacations and cruises. The flight examples quoted are for low season, round-trip travel on economy flights under the regular AIR MILES flight offer. This benefit cannot be combined with any other offer. To use your Miles for Travel Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Balance. Collectors must pay applicable surcharges, fees and taxes on air travel Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. For complete details, see current Program Terms and Conditions available at airmiles.ca or the AIR MILES Customer Care Centre at 1-888-AIR MILES (in Toronto, 416-226-5171).
®* Mastercard is a registered trademark, and Masterpass and the circles design is a trademark of Mastercard International Incorporated. Used under license.
®† Registered trademark of Bank of Montreal.
®‡‡ Registered trademark of Shell Canada Limited. Under License by Shell Canada Products. Used with permission by Bank of Montreal.
®‡ Priority Pass is a registered trademark of Priority Pass Inc.
®** National and the “flag” are trademarks of Vanguard Car Rental USA LLC.
®†† Alamo is a trademark of Vanguard Trademark Holdings USA, LLC.
®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Bank of Montreal.